Mortgage Pre-Approval

If you require a mortgage, getting pre-approved by your lender of choice is the first step.  Getting pre-approved, will give you an understanding of how much you can borrow and therefore how much you will need as a down payment. This calculation will take into consideration closing costs and monthly payments (such as property taxes) as well. Your lender of choice will commit to providing you with X amount of funds at Y interest rates. Once you know the financial boundaries around your ability to borrow, you can make an informed offer within your “affordability” range.

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